A new logo, new payment services, a new budget coaching tool: here are 4 new features presented by La Banque Postale on the occasion of the publication of its 2021 results.
1. A new logo
La Banque Postale today unveiled a new, purer and clearer logo, explains its communication, symbolic of the major transformation led by the public bank since the launch of its strategic plan in early 2021. It remains faithful, however, to the bird- arrow on all La Poste logos since 1960, and on those of La Banque Postale since its creation 16 years ago.
2. Payment in installments
Marion Rouso, General Manager of Retail Banking, has confirmed this: within a fortnight, La Banque Postale will integrate its offer for individuals with a payment solution in installments, via its subsidiary specializing in credit. consumption, La Banque Postale Consumer Finance.
An offer that Philippe Heim wants to be a citizen and faithful to the values of LBP. The Chairman of the Management Board of La Banque Postale also specified that it had been designed as part of a partnership with a market player. Probably the French fintech Alma, with which LBP has already partnered to offer payment in installments to its merchant customers.
3. A budget coaching tool
La Banque Postale has for a long time been the custodian of a mission of banking accessibility, which leads it in particular to open a savings account to anyone who requests it. It has also just teamed up with Cresus, an association that fights against over-indebtedness, to launch a new budget coaching toolHigh Speed Budget or BGV. A web application that will allow its customers to manage their budget in real time, to alert them in the event of a worsening of their financial situation, to calculate their remaining living or even to simulate the social aid to which they can claim, underlines the communication from LBP .
4.Samsung Pay
Since the end of February, La Banque Postale customers with a Visa bank card and equipped with Samsung smartphones have been able to discover the joys of contactless mobile payment using Samsung Pay. Advantage over the bank card, the service, protected by a PIN code or by biometric authentication, allows contactless payment beyond the threshold of 50 euros.
Bank charges: the rates of 125 comparable banks