HSBC bank is launching a back-to-school offer on its savings account, allowing you to benefit from a promotional rate of 3.5% on new payments until November 30, 2022.
The HSBC Epargne savings account is a fiscalized bank account from the traditional bank HSBC, displaying a rate of return excluding promotion of 0.10%. Accessible with a first payment of 10 euros, it is reserved for adult individuals, residing or not in France. The minimum balance of the booklet to respect is also 10 euros. You must be a customer of the bank to be able to subscribe. One of the positive points of the Livret HSBC is its absence of ceiling, savings deposits are therefore unlimited. It should be noted, however, that interest earned on the Livret HSBC Epargne savings account is subject to income tax and social security contributions.
The terms of the offer
The 3.5% boost rate is valid on new payments made until November 30, 2022, within the limit of 100,000 euros deposited. Once this ceiling has been exceeded, or beyond the cut-off date, payments are remunerated at the standard rate, namely 0.10%.
Open an HSBC savings account
To open a savings account and take advantage of the enhanced rate, it is necessary to hold an HSBC deposit account. Indeed, only payments made from this account are eligible. It should also be noted that the savings account must still be open on January 1, 2023 to retain the advantage of these boosted interests.
HSBC current account
The HSBC account can be taken out à la carte, choosing exactly the services you need, or as part of an all-inclusive package, called HSBC Hexagone. The latter, whose minimum monthly rate is 8.35 euros, includes an account with a bank card (Visa Classic, Premier, Infinite or Gold Mastercard), payment means insurance, unlimited day-to-day transactions (transfers, withdrawals in euro…), and an overdraft authorized up to 3000 euros per month.
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HSBC customers have access to the expertise of a wealth bank, via a dedicated advisor, and benefit from one of the leading banking networks in the world. This offer also makes it possible to benefit from the advantages of an online bank thanks to the secure mobile application, from which the user carries out his day-to-day banking operations in a few clicks.
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