The broker Altaprofits announced this Monday, January 15, the rate of return served on the Netissima fund, present on the Altaprofits Vie contract, insured by Generali. The remuneration starts at 3.10% and can go up to 4.12% depending on the share of units of account included in the contract.
Altaprofits announces a rate 3.10% for the Netissima euro fund, insured by Generali Vie. It is the first broker in the online life insurance market, with reduced fees, to announce the performance of a fund in euros. Performance partially revealed since the main fund in euros of this contract which is one of the pioneers of online life insurance is Eurossima. And neither Altaprofits nor Generali Vie have communicated about Eurossima to date.
Netissima is a fund accessible through free management only and whose management is more dynamic, in its financial management, and more heavily invested in real estate, than Eurossima. The base rate of 3.10% can be increased up to 4.12% depending on the investment portion in units of account (UA). Thus the saver benefits from a rate of 3.50% if he has between 50 and 60% of UC in his contract and from a rate 4.12% if the share of CPU exceeds 60%.
A bonus rate for everyone
Unlike recent years, Generali Vie has decided to make the second level of bonus on outstandings accessible to all investors, announces the broker Altaprofits in its press release. Thus, even without UC, the rate of 3.10% is applied: all contracts whose share of investment in units of account in the outstanding amount is less than 50% will benefit from a multiplicative bonus of x 150%, explains Altaprofits in a press release.
As a reminder in 2022, the Netissima fund offered remuneration of 1.53% which could go up to 2.60% if the UC share exceeded 50%.
Within the Altaprofits Vie life insurance contract, two euro funds are therefore accessible: Netissima and Eurossima, whose 2023 return has not yet been announced. The Eurossima fund had served in 2022 a base rate of 1.30% up to 3.06% (depending on the UC share). Since February 2022, the Générations Croiss@nce durable growth fund, also insured by Generali, has also been accessible in the contract.
Life insurance: the 2023 rate charts