Re-elected on Sunday April 24 by a comfortable majority against Marine Le Pen – but with a ballot marked by an unprecedented abstention rate since 1969 – the President of the Republic Emmanuel Macron promised to exercise his second term with a “ revised method “in the service of a” social and ecological project “.
In the context of a politically very divided country, Emmanuel Macron’s ambitions for his 2022-2027 presidential election will first and foremost depend on the results of the legislative elections next June. The main measures of its new program relating to purchasing power and personal finances, which we remind you of below, have already evolved in recent weeks.
His pension project, failed by the chain of the Yellow Vests crisis and the Covid pandemic, should still be the main subject of social tension in his new mandate.
A project for which a passage in force with the use of article 49.3 of the constitution, would not be excluded, let it be known this morning Bruno the Mayorguest of France News, but on which the president has already promised concessions…
What Emmanuel Macron plans for your personal finances…
purchasing power
The measures already undertaken at the end of its five-year term, in particular the tariff shield which applies to gas and electricity prices, will be continued at least until the end of the year in response to inflation. The president completed his “offer” by taking up the idea of abolishing the audiovisual license fee. It also provides for the tripling of the tax-exempt premium (€6,000) – the payment of which remains entirely at the employers’ discretion – supplemented by other additional proposals, such as the monthly rental of a clean car at €100.
Faced with a still galloping rise in prices and growth prospects at half mast, the president has already planned to strengthen his exceptional aid system. The big rollers, who need their vehicle to work, can hope for new boosts at the pump this summer, indicated the Minister of the Economy to France Info this Monday.
Retirement
Defending a reform raising the starting age to 65, Emmanuel Macron finally promised to put water in his wine by opening the door to an age reduced to 64. Long careers, arduous work and invalidity situations will be taken into account in the calculation of contributions. The President wishes in particular to revise the framework for combining employment and retirement so that it is more advantageous.
To counterbalance the unpopularity of this plan to raise the legal retirement age, he promised to introduce a minimum pension of €1,100 for a full career (compared to €1,000 at Le Pen), and to index the amount of pensions on the level of inflation.
Taxes
No tax increase for his second term, promises the re-elected president, but some modifications and expected reductions: opening of the common income tax declaration to cohabitants, in the same way as married and PACSed people, “a fairness measure which will guarantee that with identical income and family composition, all couples pay the same amount of tax, whether they are married, in a PACS or in a free union. This possibility [qui se révèle surtout intéressante en cas de forte disparité des revenus au sein du couple, NDLR] will be offered as an option “.
Asked about tax loopholes, Emmanuel Macron clarified last week that he intends to preserve those ” intended to favorably direct savings and investment, for example the Madelin tax reduction ” and those of personal services, with the intention, for the first, to seek ” new improvements and simplifications », and for the seconds, « to better synchronize their payment with the corresponding expenses “.
On inheritance tax, the reduction of 100,000 euros will be extended to inheritances in the indirect line (grandchildren, brothers or sisters, nephews or nieces, and persons without family ties) to promote “the transmission of modest heritages “.
Real Estate/Housing
This theme, little discussed during the campaign, despite its weight in the budget of the French and its importance in controlling the carbon footprint of the country, also has a small place in the program of the president. Apart from the promise to increase the number of renovated homes to 700,000 per year (against around 600,000 last year), no major measures have been announced.
But the gradual implementation of the Climate and Resilience law, passed last summer, already marks a lot of changes to come, in particular for property owners, with the eventual ban on the rental of the most consumers, and the obligation, from next September, to carry out an energy audit when selling an energy-intensive house.