White-hot by months of fighting against pension reform, the inter-union announces that it wants to maintain its unity for other files from the start of the school year. Among the projects mentioned: the future negotiation on supplementary Agirc-Arrco pensions. The joint agreement between employers and unions on the management of this imposing scheme must indeed be renewed by the fall…
We will fight so that the Agirc-Arrco negotiations, which will soon open on the supplementary pension of private sector employees, makes it possible to improve the level of pensions. This sentence is the new secretary general of the CGT Sophie Binet who wrote it this Friday, June 16 in a forum published in The world.
A forum obviously echoing the meeting of the inter-union (CFDT, CGT, FO, CFE-CGC, CFTC, Unsa, Solidaires, FSU, Unaf, etc.) Thursday, June 15. In the press release from the inter-unionthe exchanges between employers and unions on the supplementary are again in evidence: The future negotiation on supplementary pensions Agirc Arrco scheduled for the fall, like that of unemployment insurance, will be very important issues in which our organizations will exert all their weight.
The management of the Agirc-Arrco scheme – parity between trade unions and employers’ organizations – has always been an important subject on the trade unions’ agenda. But, this year, the negotiations leading to the national interprofessional agreement (ANI), which must be renewed in 2023, the last dating from 2019, will be held in a tense context by the pension reform, adopted via article 49- 3.
The Agirc-Arrco negotiation, an opportunity to improve the level of pensions?
If she also cites new proposals for a referendum of shared initiative, or the desire to rate each decree, Sophie Binet therefore makes the future ANI on Agirc-Arrco an appointment allowing to improve the level of pensions. How?
First file, on the menu of the ANI: the become 10% malus. A device that temporarily reduces (for a maximum of 3 years) your supplementary retirement pension if you leave at the age of the full rate. To avoid it, you have to work for another year.
According to our information, this system offends the unions, is not deemed financially conclusive for the plan (almost zero financial gain)… and the suspense does not really have to be: the reform pushing back the starting age , this incentive to work longer should be abolished on the occasion of the next agreement.
Agirc-Arrco supplementary pension: will the 10% penalty be abolished following the reform?
Second file: annual adjustment rules for supplementary private pensions. The value of the Agirc-Arrco point, which concerns more than 13 million pensioners, is revalued each year according to inflation, the evolution of the average salary… and with an additional margin of maneuver (up or down). ) in order to preserve the plan’s financial balance, if necessary. On this point, several unions are pushing for the removal of this room for manoeuvre, especially since Agirc-Arrco is currently posting financial surpluses.
The question of the small retreats, those which are affected by the current minimum contribution and which the government has promised to increase. A boost that only affects the basic pension, that of the Retirement Insurance, for the time being. The state has no control over supplementary pensions… but a gesture from the Agirc-Arrco scheme for small pensions would, according to our information, be seen very favorably by the government.
Negotiations that will animate the month of September 2023
Exchanges, informal, have started between unions and employers. More formal negotiations will probably wait until September. Luck? The annual revaluation of the supplementary pension on November 1, for which Agirc-Arrco must decide at the beginning of October. Negotiations on Agirc-Arrco will therefore animate the month of September 2023… a month which will also be synonymous with the entry into force of the reform.
Questions about your future retirement? Make an appointment with Pension Insurance and Agirc-Arrco