By offering free premium banking services, Fortuneo is one of the best online banks. Back to the reasons for a success.
Best online bank of 2022, cheapest online bank… Fortuneo accumulates the awards. And it’s deserved. Online banking is also one of the few to be profitable in the sector. A guarantee of security and longevity that can reassure Fortuneo users or people looking for a new bank: it is not about to close its doors.
However, this profitability does not come at the expense of customers. Fortuneo offers a total of 3 bank cards, all free subject to income and use. Finally, the rates applied by online banking are among the lowest on the market.
Free credit cards easily accessible
With no less than 3 bank cards, Fortuneo offers its users an embarrassment of choice. They all have the particularity of being completely free, provided that certain conditions of use and/or income are met.
- Fosfo Mastercard: free from one card payment per month
- Gold CB Mastercard: free from one card payment per month, and for people with an income of more than €1,800 net monthly
- World Elite CB Mastercard: free subject to a monthly payment of €4,000 on the Fortuneo account
How are these cards different? The answer lies mainly in the insurance included with each of them. The more the card is accessible with high income conditions, the better the guarantees.
But regardless of the card chosen, payments and withdrawals are always free. This applies both in foreign currencies and in the euro zone. In concrete terms, you can use your Fortuneo card abroad as in France, without ever having to pay any fees (except for withdrawal fees that may be charged by the bank).
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An application that combines business with pleasure
Online banking obliges, it is you who manage your banking operations. This is the basis for greater flexibility. For example, you can increase your payment limit (service offered for bank accounts older than 6 months) just before pre-ordering a new smartphone, then lower it just after. All this, without the intervention of a teleconsultant.
Everything is done from the Fortuneo mobile application. It is complete, neat and very well organized. From there, you can manage your bank cards (activate contactless payment, object, etc.), make transfers and add beneficiaries, etc.
And for those who have deposit accounts domiciled in different banks, the application even allows you to aggregate them. This means that at a glance, you can know the situation of your finances. What to avoid unpleasant surprises at the end of the month.
A bank that costs nothing on a daily basis
Free card, no account management fees or fees for withdrawals abroad… It’s simple, if you don’t overdraw, your Fortuneo account will be completely free.
The vast majority of common transactions cost nothing, provided you do them yourself from the Fortuneo app or site. Online banking even offers some features for free that other institutions charge for. Ephemeral virtual cards, instant transfers, checkbook ordering… All of this is free as long as you apply online yourself.
Up to €150 offered for opening an account
To finish convincing you, Fortuneo has set up a welcome bonus of up to 150 euros.
Reserved for new customers, this bonus is valid until April 24 for those wishing to open a bank account with the Gold CB Mastercard. A first payment of 80 euros will be made to your account after opening, while the second payment of 70 euros is released after making at least 5 payments with your new card before July 10, 2022. Very easy conditions to meet. Find all the legal notices of the offer at the following address: https://ftno.fr/ops150
The products and services mentioned are marketed by FORTUNEO. Subscription to these products and services may be subject to conditions or to the regulations in force, as well as to the study and acceptance of your file by FORTUNEO. Access the details of these products and services by clicking on the hypertext links provided for this purpose on this Internet page or directly on the Fortuneo site.
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