The Agirc-Arrco penalty, sometimes called a discount or reduction of 10%, or more precisely the solidarity coefficient, is over. Soon. Or even very soon. The new supplementary scheme agreement ends this penalty from December for new retirees and from April for those who suffer it every month. And a reimbursement of already country penalties, ask Misaki and another anonymous reader? This union demand has not passed the negotiation stage.
Question from Misaki033, October 24:
Are we going to reimburse those who suffered it?!
Anonymous question, October 17:
Why does Agirc Arrco not reimburse the 10 percent solidarity?
Unfortunately for you, dear anonymous reader and dear Misaki033, this is a decision of the supplementary scheme resulting from joint negotiations between employee unions and employers’ organizations co-piloting Agirc-Arrco. As much as the future of the Agirc-Arrco bonus/malus was an open secret, with all the organizations ready to eliminate it in the future, the fate of the stock, those who already pay for it, was at the center of the negotiations. Several unions had made the reimbursement of penalties a key demand.
But, given the difficulty of these negotiations, this reimbursement was not retained.
Agirc-Arrco retirement: what changes for your supplementary pension with the new agreement
For policyholders whose retirement takes effect before December 1, 2023, it will be eliminated from April 1, 2024
What deletion? When?
THE new national interprofessional agreement (1)which is valid for the next 4 years, an act that the penalty does not apply…
- nor to liquidations taking effect on December 1, 2023;
- nor to pension arrears served from April 1, 2024.
Clearly, any full-rate retirement starting in December will be with a full supplement, without any penalty or temporary discount. And, as Agirc-Arrco explains more simply in a news item, for policyholders whose retirement takes effect before December 1, 2023, it will be eliminated from April 1, 2024.
What about the Agirc-Arrco bonus?
What about the bonus, which allows you to temporarily increase your supplementary pension if you have waited several years to liquidate your rights after reaching the age of the full rate? Those who currently receive it will continue to benefit from it for the planned duration (i.e. +10% +30% for 1 year maximum). And the bonus will be granted to those who were not affected by the 2023 pension reform but who still postponed their departure by 2 to 4 years.
The removal of the Agirc-Arrco bonus therefore only affects new departures, from December 1, for withdrawals born from September 1961, the first affected by the reform.
(1) Not published on the Agirc-Arrco website at this stage. The CGT has not yet made its decision but in any case the agreement already has enough signatures to apply.