A new banking scam called “spoofing” is raging. Here’s everything you need to know to avoid falling into the trap.
If you receive a phone call from your bank soon, be careful and think twice before making any money transfer! A brand new scam method called “spoofing” is currently causing thousands of victims, particularly because all the conditions are there to make you believe that the person you are talking to is indeed your banker. Spoofing is a technique set up by criminals which consists of usurping the telephone number of an authority such as a large bank in order to put you in full confidence and then steal your money.
Initially, the scammer will recover a multitude of precise information about his victim, thanks to an initial computer hack or thanks to the sending of a fraudulent email or SMS which will lead the person to provide information. personal data. These messages are often linked to an authority such as health insurance, the tax service, the CAF or even Netflix.
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Spoofing: everything you need to know about how scammers operate
Once the scammer has your data, he then uses software to display the telephone number of the desired bank, and not his. The person then thinks they are receiving a phone call from their bank and answers without suspicion. Like a real banker, the scammer will then ask you to confirm the information he has about you, namely name, first name, postal address, email address or even telephone number. Once done, it will most certainly make you believe that you have been the victim of an attempted bank fraud and that you must immediately block current payments on your account.
From then on, the victim will receive notifications from their bank asking them to validate the blocks. By validating, the victim will actually validate the banking transactions carried out remotely by the scammers. Some criminals do not hesitate to steal tens of thousands of euros from their victims who are in complete confidence and who do not suspect for a second the deception.
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Spoofing: how to detect a real call from the bank and avoid being fooled
It’s better to be too suspicious than not enough! If you receive a call from your bank, hang up and call your banking institution again to verify that they are actually trying to contact you. By calling back you will come across your bank and not the scammer who used the software to display a false number. Finally, do not provide any information or take any action until you are certain that this is a legitimate request from your bank.