Your Livret A account currently earns you 3%, but its rate will be revised from August 1 on the basis of a formula combining inflation and interbank rates… unless the Banque de France and Bercy decide to waive the rule. End of suspense: this Thursday, July 13, for Livret A, LDDS and LEP rates. Ask questions to the editor about the new rates. Our chat opens this Thursday at 8:30 a.m. and will remain open until noon.
How to participate in the chat?
Ask us your questions about the Livret A rate on August 1, 2023 via our reader questions form or directly by email at [email protected].
The editorial staff will read them live and respond as quickly as possible to the most relevant (or possibly the most amusing) questions, in this same article, below.
A 3% booklet: with 1000 euros, how much interest will you earn in 1, 5 or 10 years?
Booklet A: 10 key figures
- 3% return, net of all taxes;
- 55.7million savings accounts At the end of 2021, of which 54.9 million held by individuals (the others are held by associations, etc.) latest statistics available on this subject;
- 80.9% of the population holds a Livret A savings account according to the Regulated Savings Observatory;
- 5800 euros: the average balance of a Livret A;
- 4.83 billion euros in interest capitalized on the Livret A in 2022, according to the Caisse des depots et consignations;
- 22950 euros: the maximum possible payments on a Livret A;
- 399.9 billion euros accumulated on the Livret A (overall outstandings) as of May 30, 2023;
- 195.3 billion euros: the outstanding amount at the end of 2010. The outstanding amount of Livret A has doubled in less than 13 years;
- 2009: since January 1, 2009, all banks can market the Livret A. Until 2008, only Caisse d’Epargne, Crdit Mutuel (under the name Livret Bleu) and La Banque Postale could offer it;
- 24.50 billion euros: the net inflow realized on the Livret A from January to May 2023.
Livret A collection (in billions of euros)
Source of data: monthly press releases from the Caisse des Dépts on the flows and outstandings of Livret A and LDD savings accounts.