Can we still invest in real estate in 2023? No, according to a majority of French people, who believe that real estate has become too difficult to access, especially for young people.
Can we still invest in real estate? A study carried out by Tantiem, a player in fractional real estate, in partnership with CSA Research, shows that more and more individuals are thinking that real estate investment is inaccessible. In any case, this is what 3 out of 4 French people questioned think. For a third of them, the answer is even completely inaccessible.
Real estate, a luxury product
At issue: credit rates considered too high (4% on average over 20 years in September, Editor’s note) coupled with stone prices which have not yet seen the announced drop. Faced with this, 76% of French people today think that real estate investment is a luxury product, restricted privileges. 61% even believe they feel a feeling of injustice, according to the Tantiem study.
Only 22% of French people today use real estate as a financial investment product. However, it is an investment that attracts them and they would certainly invest more if they had better knowledge of the market and the alternatives available to them, believe Rick Prinet and Thomas Penet, the founders of Tantiem.
What the new fractional real estate investment offers from 100 euros hide
Indeed, real estate remains a safe value for investors, 41% of whom declared themselves ready to invest more in stone if they could. Faced with this observation, companies like Tantiem and Kastel offer solutions for investing in fractional real estate.
The fractional real estate solution
Fractional real estate is one of the alternatives that makes it possible to combine innovation and reliability. Moreover, when respondents were asked what they thought about it, 41% said they were ready to invest, knowingly, in fractional real estate. One of the main reasons given is the fact that it is collective, therefore considered reassuring for them. Even more so for those under 35, for whom the feeling of frustration is stronger. Fractional real estate, although complex, is in fact perceived as concrete and profitable, compared to investments which appear more classic or outdated in the eyes of the French, or even, ultimately, unsuccessful, further note the founders of Tantiem.
However, Charly Tournayre, tax and heritage engineering consultant, explained this summer at MoneyVox that in the case of fractional real estate, the investor does not have a fragment of the property, but rather a right to a share of the usufruct of the property. well in question. You should not expect to own part of the property, it is not joint ownership. We can speak of a right to receive a percentage of the income generated by the real estate purchased by the company.