Before their retirement, four out of ten new Agirc-Arrco insurers had no job

According to figures published by Agirc-Arrco in February, 61.4% of people insured under this supplementary scheme were employed before retiring in 2019. significant remaining proportion of inactive people.

In his review Complementary retirement notebooks, published in February, the supplementary scheme for private sector employees, Agirc-Arrco, discusses the situation of policyholders who retired in 2019. The scheme states that 61.4% of them held a position: 43.4% in the private sector and 18% in other sectors (public, independent, etc.). According to data from Agirc-Arrco relayed by Capital, 35% of these people left before the legal age of 62 because they benefited from the long career scheme.

A postponement with serious consequences?

Conversely, four out of ten new retirees were not employed before their pension was awarded. Among them, 11.6% were unemployed and 6.6% were on sick leave or on disability. In other words, postponing the retirement age would push these people to receive social benefits such as unemployment benefits or active solidarity income (RSA) for longer.

While some candidates for the presidential election are considering pushing back the retirement age, the Department of Research, Studies, Evaluation and Statistics (DREES) is assessing the consequences of a two-year postponement 1, 8 billion euros per year, due to an increase in expenditure on invalidity pensions.

Retirement : save by paying less tax. 11 contracts compared

According to information from Capitalsuch a postponement would also lead to an increase in return-to-work allowance (ARE) and return-to-work-training (AREF) expenditure of 1.3 billion euros per year.

Comparison of retirement savings plans

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