Until April 30, 2024, Monabanq is offering a boosted interest rate of 5% gross for three months on its Rentabilis savings product. This exceptional offer is reserved for new customers and applies to payments up to 150,000 euros.
Term account, life insurance, or even bank account, there are many savings products allowing you to grow your savings. A new arrival on the market, Rentabilis by Monabanq is one of them and could well be a solution to consider for investing your funds without risk. And for good reason, the online bank is currently displaying an attractive promotional offer for new customers subscribing to its savings product.
its launch last September, Rentabilis was paid 1% gross excluding promotion. Since January 15, its yield has been doubled and is thus pass 2%. Good news never comes alone, online banking also has an exceptional offer. For any first opening before April 30, new customers benefit froman interest rate of 5% gross for 3 months, up to 150,000 euros of payments (beyond that, the classic gross annual nominal rate is applied, i.e. 2%).
SUBSCRIBE TO RENTABILIS
5% gross for 3 months
The particularity of Rentabilis is to generate interest calculated day by day, and not fortnightly like the traditional Livret A for example. Concretely, the remuneration generated is calculated every day, on the basis of 1/365th of the annual interest rate. Interest is then paid once a year, on December 31 of each year. note that these are taxable, according to the rules in force.
unlike regulated savings products, this interest-bearing account has the advantage of not imposing no limit in terms of payments. To fund their account, the holder has the choice of making free payments by bank transfer, or by check. Also, the place amounts always remain available. The saver can thus make withdrawals whenever he wishes.
Regarding the fees charged by online banking, it’s quite simple, there are none. From opening to closing, including operations, Monabanq does not charge any fees for Rentabilis. This interest-bearing account can also be managed completely online, like the other products of the Crdit Mutuel Alliance fédérale subsidiary.
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How to open a Rentabilis account?
If you need one last argument to convince you, also know that unlike the Monabanq Booklet, there is no obligation to hold a current account with Monabanq to open a Rentabilis account. To benefit from the current offer, you simply need to meet the eligibility conditions: be an adult natural person and domiciled for tax purposes in France. note that Monabanq does not allow the opening of Rentabilis to holders of a Monabanq savings account.
To open a Rentabilis account with Monabanq, everything is done directly online in a few minutes. First, you must enter your personal information (last name, first name, address, telephone number, etc.) in a subscription form, then send the online bank an identity document and recent proof of address. To then take full advantage of the account, you will need to make a first payment of at least 50 euros, from another account in your name, held in a bank located within the European Economic Area.
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