For your savings, between performance and security, is your heart torn? BforBank has found the right compromise with its Bfor+ Savings Account: a rate of 5.5% for 6 months, availability of funds at any time and above all zero risk on your capital.
Solutions that offer better performance than the 3% of the Livret A and the 5% of the Livret d’Épargne Populaire (LEP) are rare, and generally involve taking a minimum of risk.
To compensate for this shortcoming, until February 29, 2024, the online bank BforBank offers its new customers a Bfor+ Booklet with a rate boosted to 5.5% during the first 6 months. Here’s how to take advantage of this safe and ultra-competitive offer, but also how to obtain a welcome bonus of 80 euros in addition.
Bfor+ Livret: more efficient and as secure as the Livret A
Faced with inflation of 3.4% in January 2024, the Livret A is no match. The French are looking for more performance for their investments, in order to cover as best they can the overall increase in consumer prices.
Although life insurance promises good returns, you usually have to be prepared to take risks and lock in the amount invested for several years. For all those who do not want to lose the security and flexibility of the Livret A, BforBank, Crédit Agricole’s online bank, has provided an alternative: the Livret Bfor+.
Initially backed by a rate of 1%, this Livret account now benefits from a gross annual rate increased to 2.1%. Better still, this rate rises to 5.5% during the first 6 months for all new subscribers. And even if you have a nice sum to invest, these exceptional conditions apply up to 100,000 euros.
In addition, regarding a Livret account, the online bank does not apply any management, payment, withdrawal or even closing fees. You therefore find almost all of the advantages of the traditional Livret A, with the exception of its tax exemption.
A free current account to go with it
Valid until February 29, 2024, this exceptional offer applies to all new BforBank customers subscribing to a Bfor+ Savings Account. The establishment’s passbook accounts never work alone, the online bank offers to associate it with one of its current accounts, such as the BforBASIC formula.
Completely free, it gives you access at no additional cost to:
- a current account ;
- a credit card ;
- a virtual card to pay for your purchases online or in store without ever having to take out your wallet;
- as many bank card payments as you want in France, as well as within the euro zone;
- an unlimited number of instant transfers;
- 1 withdrawal per month within the euro zone.
Everything can be managed from the Android and iOS “BforBank – Online Banking” application, with the added bonus of real-time visibility of your account balances.
For travel lovers, the banking establishment has planned a second formula: BforZen. Free for 6 months then offered at 4 euros per month after this period, this also exempts you from fees linked to card payments abroad, including outside the euro zone. You also benefit from expanded payment and withdrawal limits, as well as insurance and assistance for your travels.
And until February 29, new BforBank customers opening a BforZen account can conditionally obtain a nice welcome bonus of 80 euros. An appreciable gift which comes in addition to the exceptional rate of the Bfor+ Booklet.
To subscribe, head to the app!
Whatever the option chosen, opening a current account and a Bfor+ Savings Account is very simple and, above all, quick. Everything happens online from the BforBank application.
After indicating an email and a password to create your personal space, the tool allows you to verify your identity in the blink of an eye using facial recognition. It is also possible to send a photo of your identity document. In addition, certain documents such as proof of address may be required.
Once the subscription request has been sent, the bank will verify all the elements and alert you as soon as possible via the application as soon as the account is opened. This is an easy, quick and hassle-free procedure.
Although it is an online bank, during the subscription procedure as well as once the account is opened, experts remain reachable 24/7 by email and chat, as well as during the week by telephone (non-premium rate line).
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