A holiday required on November 1st, the payment of the Agirc-Arrco supplementary pension counting for the month of November will take place on Thursday 2nd. This payment will materialize the annual increase of almost 5%.
The service value of the point is fixed as of November 1, 2023 1.4159 euros. Against 1.3498 euros before this date. Which corresponds to an evolution of +4.9%. This quote is taken from the national inter-professional agreement, a text intended to regulate the Agirc-Arrco supplementary regime for 4 years, and on which the co-management organizations agreed on October 5.
An agreement far from unanimous since among the employers’ organizations, only Medef has signed. Among the unions, on the other hand, once is not customary, all the representatives have signed, including the CGT, which wishes to oppose the government’s drain on the money of employees and retirees.
Agirc-Arrco retirement: what changes for your supplementary pension with the new agreement
The supplementary scheme for former private sector employees is a point-based scheme. So it is this increase in the value of the point which has a direct impact on your Agirc-Arrco pension. In fact, this translates into a 4.9% increase in your gross pension (before CSG, CRDS, etc.) on November 1st.
A subtlety… Wednesday November 1st is a holiday, it is Thursday November 2nd that you will receive the increased pension in your bank account. And it is of course on the payment of November 2 that the annual increase of 4.9% will appear, your supplementary pension then being required to remain at this same level for 12 months, until October 2024.
Example for a global pension of 2000 euros
By definition, a supplementary pension supplements your basic pension, paid by Cnav or Carsat, in other words Retirement Insurance. Let’s start with a pension receiving 2000 euros of gross pension per month, pension broken down as follows in October 2023:
- Basic pension: 1200 euros
- Supplementary pension Agirc-Arrco: 800 euros
In November, your retirement will look like this:
- Basic pension: 1200 euros
- Agirc-Arrco supplementary pension: 839 euros
Then, on January 1, 2024, the basic pension will increase. By 5.2%, in accordance with Bercy’s announcement. Finally… let’s be precise: this revaluation will only be visible at the beginning of February 2024, since the basic pension due for the month of January is paid at the beginning of February by your Cnav or Carsat:
- Basic pension: 1262 euros
- Agirc-Arrco supplementary pension: 839 euros
Your gross overall pension will gain more than 100 euros in the space of a few months.
Minimum pension, increase of 5.2%, Agirc-Arrco… When will your pension increase?