changes coming on November 1st for your supplementary pension

On the night of October 4 to 5, unions and employers redefined the rules of Agirc-Arrco for the period 2023-2026. Here are the changes made.

Income of retired French couples are currently far from enough to live comfortably, unlike certain personalities like Benjamin Castaldi who has nothing to worry about or the radio host Brigitte Lahaie. But while unions and employers have decided on new rules concerning Agirc-Arrco on the night of October 4 to 5, here are the changes to be notified. There will be good a revaluation of pensions indexed to inflation of 4.9% from November 1. However, they will be lower in the coming years.

The end of the bonus-malus system on supplementary pensions is to be expected. Entered into force in 2019, this penalty aimed to encourage employees to work longer, leaving at least one year after reaching the full rate. Thus, workers who retired earlier and saw 10% of their pension withdrawn for three years were penalized. This is how from December 1st that the penalty will disappear for future retirees.

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Social partners against the plan to drain Agirc-Arrco

On the other hand, for people who have already been withdrawn, the system should end in April 2024. However, it will not be possible for them to recover the money withdrawn before this same date. That said, the 10% bonus will indeed be maintained for people who have already postponed their retirement. From December 1, however, it will be deleted for others. Another notable element of this night of October 4 to 5 when the unions and employers redefined certain rules of Agirc-Arrco: the partners, in their entiretycontested the government’s plan to drain Agirc-Arrco to finance small pensions.

The social partners, including Sophie Binet, the general secretary of the CGT, clearly opposed to the project : “There is no question of the government calling this agreement into question and going to the coffers,” she declared on France Inter. That is clear.

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Originally from Toulouse, I moved to Cannes in 2021. It is therefore very close to the sea and palm trees that I have been writing for Au Féminin since 2022. Accustomed to …

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