Confinement: why you should not postpone your retirement request: Femme Actuelle Le MAG

Public administrations are no exception to the containment rule. To deal with the coronavirus epidemic, prefectures, town halls and even pension funds have closed their doors to the public. Consequently, it is no longer possible to make an appointment with an advisor to file your retirement application, regardless of the plan of affiliation. In this context of health crisis, how to proceed? Do we have to wait for the end of confinement to carry out our procedures? According to pension funds, contacted by UFC-What to Choose, you should not postpone requests for retirement. This concerns in particular people born in 1958 wishing to liquidate their retirement rights or those born in 1960 after a long career.

4 to 6 months before the desired departure date

Even if time seems to have stopped for a few weeks, it is better not to delay your retirement steps in time. "This would force you to leave your reference company or administration at a later date than expected, which is not easy in normal times (since this requires in particular to modify the start of the notice period), but may very well prove impossible. or almost in the current context of business closures and large-scale partial unemployment ", can we read on the site UFC-What to Choose. In addition, once the confinement has been lifted, the pension fund services risk being engorged and thus lengthening the processing times for files. Conversely, there is no point in anticipating your steps. Your retirement request must be made 4 to 6 months before the desired departure date. For certain specific schemes, the deadlines are longer: 6 to 18 months for civil servants in the national education system, 6 to 9 months for other civil servants and 12 months for employees in the electricity and gas industries and the Banque de France.

Take your steps online

Confinement requires, all requests for retirement must be made online. To do this, simply create a personal space on the website of your retirement affiliation scheme. If you are affiliated to several retirement plans, favor the info-retraite.fr site. This inter-plan portal, which brings together nearly 35 different plans, will allow you to make only one and the same request.

If you have any questions, it is still possible to contact your affiliate fund by email. And if you are not comfortable with digital tools, do not panic: tutorials are available on the websites of certain plans to guide you.

What if the supporting documents are missing?

In a context of confinement, it is sometimes complex to gather all the supporting documents necessary for a request for retirement. And pension funds know this. "Until further notice, we have taken various temporary measures to alleviate the procedures required so far. They will potentially continue until the containment is complete, or even beyond", saidUFC-What to Choose Renaud Villard, director of the National Old Age Insurance Fund (Cnav). Thus, certain documents such as the certificate of cancellation or the certificate of cessation of activity can be replaced by a simple certificate on honor.

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