discover the advantages of the Esprit Libre offer

(Sponsored article) For any first subscription to the Esprit Libre offer, BNP Paribas offers you 80 euros of premium offered and one year of free banking services.

French banks compete with attractive offers in the battle to attract new customers. This is the case of BNP Paribas, which offers a welcome offer for its Esprit Libre banking service. Focus on the details of the offer and its advantages.

Free Spirit welcome offer

Until February 28, 2023, BNP Paribas is offering a welcome bonus for all its new customers who choose the Esprit Libre offer. In detail, new customers benefit from 80 euros offered for any first opening of an online deposit account, as well as one year of free associated banking services. To benefit from this, you must therefore never have held an account with BNP.

The eligibility conditions are as follows:

  • be a natural person, adult,
  • reside in France,
  • open an individual or joint account, as an individual (or individual entrepreneur),
  • not hold a bank account, neither with BNP Paribas nor with Hello bank!

Esprit Libre: an account, a card, and much more

In detail, the Esprit Libre offer includes an account and a bank card, instant and free transfers, as well as insurance for means of payment.

Esprit Libre consists of two parts:

  • The Essentials, which includes all the basic services,
  • Optionals, which includes the possibility of having an additional bank card, as well as an overdraft facility, for a slight additional charge.

The Esprit Libre offer is accessible to anyone over 25, under the name Referenceand to 18-24 year olds, at a reduced rate, under the name of Free Spirit Initiative.

The many advantages of BNP Paribas

In addition to this welcome offer, choosing to open an account with the Free Spirit offer brings many other advantages. Choosing BNP Paribas means benefiting from the many other advantages offered by the bank:

  • access to the network of 2,000 agencies throughout France,
  • dedicated adviser, accessible by phone or email,
  • level of quality and expertise of very high-level banking services,
  • very extensive range of services (real estate loans, loans, savings products, stock market investment, etc.).

Esprit Libre thus brings The best of both worldsphysical and digital: the customer can choose to benefit from the traditional banking services offered by BNP, or to use only the mobile application, or both!

up 130 € premium openness thanks to our comparison of online banks

Protecting your online life

But this is not the only advantage. insurance for the digital life protection is also included in the Esprit Libre offer. Indeed, the Internet is a fabulous tool, but it is also a source of risks: spam, phishing, theft of personal data, scams of all kinds…

BNP Paribas protects its customers with its assistance offer Data Monitoring and Alerts. Thanks to the provision of a dedicated call center, accessible 24 hours a day, 7 days a week, the Esprit Libre offer provides access to technical assistance, but also psychological assistance, particularly useful for customers who are faced with theft of identity or an attack on their e-reputation.

Operations management via the mobile application

BNP Paribas also offers a very useful and easy-to-use mobile application, which allows you to manage all day-to-day operations, in a few moments, directly from your smartphone:

  • consultation of his accounts,
  • management of bank transfers,
  • alerts in case of too low bank balance,
  • and many other features.

In conclusion, the Esprit Libre offer offers an ideal banking solution for individuals, affordable price, with a very attractive welcome offer.

Open a BNP Paribas account

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