The LEP rate on August 1, which is in danger of falling, La Banque Postale advantages withdrawn for certain historical customers… Discover the 3 facts to remember from this Friday, July 7.
Imminent fall for the LEP rate
The suspense is complete for the future rate of the Livret A and its cousin Livret de développement durable et solidaire (LDDS) from 1 August. In theory, everything is in place so that the remuneration of these two regulated savings accounts goes from 3% to 4.1%. Except that this ideal scenario may not happen. Contrary to what the calculation formula provides, the rate for the Livret A and the LDDS may be much lower. Read here.
And when will the People’s Savings Account (LEP), the rate of which is 6.1% today, be available? The best current savings account should, on the contrary, see its remuneration drop. And strongly. Here is what awaits you.
Is it smart to dip into my Livret A to fill out my new LEP?
These benefits removed La Banque Postale
Free bank card, reduced overdraft fees, interest on the current account at the Livret A rate up to a limit of 10,000 euros… Here is a series of advantages that still benefit 152,000 former retired La Banque Postale account.
An old social asset that La Poste has decided to abolish from the end of December. She therefore considers that she can no longer assume the financial burden of these benefits, which has become too heavy.
Mathieu BRUCKMULLER
After a master’s degree in social law at Rennes and a third cycle in economic and social information at Paris-Dauphine, Mathieu Bruckmller… Read more
MoneyVox / MB / July 2023