(Boursier.com) — “Montségur Patrimoine was created for clients who wish to be supported in the financial markets with responsible investments, to take advantage of opportunities to enhance their savings while controlling their exposure to volatility… We offer them “We offer a flexible and defensive allocation, carried out both in direct securities and through a selection of funds. This fund has existed for many years and it has demonstrated its resilience, its essential quality that we intend to preserve” explains François Chaulet who manages the Montségur Patrimoine C fund.
The FCP’s strategy is active and discretionary management of a portfolio invested in the equity markets and benefiting from a cushion against sharp market declines, in return for a lower expected return. A significant portion of the assets will be invested in the interest rate markets.
This financial product promotes environmental, social and governance (ESG) criteria within the meaning of Article 8 of Regulation (EU) 2019/2088 on sustainability reporting in the financial services sector.
After taking into account derivative financial instruments, the fund respects the following exposure ranges on net assets:
– Equities: from 0 to 60% on the equity markets of all geographic areas, including emerging countries, of all capitalizations and all sectors of activity. 60% maximum on the equity markets of European Union countries.
20% maximum on equity markets outside the European Union (including emerging markets).
– Bonds and debt securities directly or via UCIs: from 0 to 100% on interest rate instruments from all geographic areas, currencies and ratings, issued by sovereign, public or private sector issuers. The pocket is managed on a discretionary basis and respects the following exposure ranges on net assets: 50% maximum of issues or issuers which will not be rated by any of the three main rating agencies or which will be rated “High Yield “by these same agencies simultaneously…
Issuers and issues that have been subject to deterioration following their acquisition are not included in this pocket but cannot represent more than 20% of the assets.
Among the fund’s main equity lines are:
SOFIDY SELECTION 1 (4.2%)
AMUNDI S&P 500 ESG (4%)
HERMES EMERGING (3.7%)
LYXOR MSCI CHINA ESG LEADERS EXTRA (3.5%)
SEPIAM FUNDS – EUROPE SMALL CAPS B (3.2%)
LVMH (2.3%)
ASML HOLDING (2.1%)
MICROSOFT (2.1%)
KERING (1.8%)
AMAZON (1.8%)
On the bond side, we will cite:
LAZARD CREDIT FI (10.6%)
EIFFEL RENDEMENT 2028 – SI – EUR (9.3%)
ISHARES EUR CORP BOND ESG UCITS ETF (8.9%)
ISHARES EUR CORP BOND 0-3YR ESG (8.4%)
ISHARES EUR HIGH YIELD CORP BOND ESG UCITS ETF (6%)
OBL VIVENDI 1.125% (1.2%)
RENAULT TP (1.1%)
Conclusion
Up more than 30% since its creation almost 20 years ago, this responsible fund which offers controlled volatility is recommended as part of a medium-term investment.