The LEP rate which risks falling in February, the ranking of 2023 life insurance rates… Here is the summary of the 5 money news of the week.
The bad news of the week: the LEP rate in danger
From 6% today to 4.10% net from February 1? This is the significant drop that is looming for the LEP rate. In fact, his remuneration is linked to the level of inflation. However, the latest figures from INSEE confirm that the rise in consumer prices was significantly slowed down in the last half of 2023. A positive situation for the purchasing power of households but not for their savings!
Small consolation, even if the LEP rate rose to 4.1%, it would remain the best-paid savings account on the market. Even if the gap is narrowing compared to Livret A and the best bank books.
LEP: we know its probable future rate (and it is not good)
The winners of the week: 2023 life insurance rates
After years of falling, life insurance rates are recovering. They should reach 2.5% on average for 2023, compared to 1.91% on average in 2022. But certain contracts are expected to be close to 4%. Here are the first rates that were published.
Life insurance: what rate must you reach to (really) beat the Livret A?
Reader question of the week: I just retired. Will I get the 5.3% increase?
From January 1, basic pensions increase by 5.3% in order to keep up with inflation. If you have just retired, does this increase concern you? Not so sure. Here are our answers to two reader questions.
Retirement: all pension increases programs in 2024
The most read article of the week: What you can no longer do since January 1st with your savings
6% net for the LEP, 3% for the Livret A and the LDDS, the remuneration of regulated savings accounts is particularly attractive. But it’s impossible to enjoy it without limits. Not only do these products have payment limits, but it is now impossible to open two similar ones. Since January 1, the anti-duplicate check has been generalized. Explanations.
The perspective article of the week: are you ready to pay with the palm of your hand?
Since Covid, we have all (or almost) decided to use contactless payment. But electronics specialists are working on even faster ways to pay for purchases. Using the palm of the hand is one of the most promising avenues. Here’s how you’ll likely pay in the years to come.
180 euros bonus for opening an account in an online bank