What happens if the interest on your savings accounts exceeds the ceiling, CCF customers have difficulty connecting to their customer area, delayed CAF payments… Find the 3 money news for this Wednesday January 3.
1 – Will the 2023 interest on my savings accounts produce capital gains in 2024?
Livret A, LEP… The 2023 interest on your savings accounts has been paid. Good news which raises several questions and in particular whether these capital gains will generate new interest in 2024. This is the question asked by one of MoneyVox readers. Good news, the answer is yes. The interests for the year 2023 are capitalized and will themselves produce interest in 2024, even if the ceiling is exceeded. All explanations here.
2 – New CCF customers have difficulty connecting to their banking area
Since January 1, customers of HSBC bank are now customers of Crdit Commercial de France (CCF). Despite a letter received with their new identifier and the promise of being able to connect to their personal space on the afternoon of January 2, some customers still did not have access to their digital space at the end of the day. And this is not the only service that is not operational: ATM, code editing, modification of card limits… Find in detail the services still inaccessible to customers with the switch to CCF.
3 – CAF payments postponed to 2024
Payments made by the Family Allowance Fund (CAF) are normally made on the 5th of each month. But if the 5th falls on a weekend or a holiday, the date may vary. April allowances will be transferred on Monday May 6, those for October on the 4th instead of the 5th and those for December on January 6, 2025. In January, February, March, April, June, July, August September, November and December, payments will take place on the usual date.