How much interest will you earn in 2023 thanks to the LEP, La Banque Postale announces the end of Ma French Bank… Find the three money news items for this Thursday, December 21.
1 – 485 euros of interest on the LEP
The end of the year is fast approaching and with it, the payment of interest on your savings accounts. The year 2023 was particularly good for holders of the popular savings account (LEP). Thanks to its successive rate increases from 4.60% to 6.10%, then 6%, the average rate for the year 2023 reaches 5.93%. A LEP maintained at the regulatory payment ceiling all year round will bring you a little more than 485 euros. Find all the details here.
2 – End of Ma French Bank
La Banque Postale announced in a press release this Wednesday, December 20 that the group was studying a plan to cease the activities of Ma French Bank. The online bank should therefore close its doors within a year and 18 months. La Banque Postale does not rule out the sale of the customer portfolio to a possible buyer, according to AFP.
In all cases, La Banque Postale undertakes to offer all Ma French Bank customers the possibility of opening an account within it, with access to its physical network with its 7,000 post offices and the services of a bank. classic. My French Bank has 675,000 customers.
La Banque Postale: what will become of Ma French Bank customers?
3 – How to avoid losing your Christmas money
The end-of-year holidays offer cybercriminals a multitude of opportunities to remotely empty their victims’ bank accounts. How? By impersonating a third party (often a bank advisor) to encourage you to validate sensitive operations (payments by card, transfer, etc.) without your knowledge. So how can you avoid falling into freelancing? Discover here all the reflexes to adopt to avoid being fooled.