New rate cuts for home loans in April, an airline that now charges for cabin baggage or even a question about your life insurance… Here are the three pieces of information you shouldn’t miss on MoneyVox this Tuesday, April 2 2024.
The question of the day: are your life insurance savings blocked for eight years?
There are many clichés surrounding life insurance, but one of them is particularly persistent: the lock-in for 8 years. After this period of time, taxation is indeed more advantageous to withdraw the savings deposited on life insurance. But is the money really tied up in life insurance before reaching that famous 8th birthday? The answer is here.
The good news of the day: the decline in credit rates continues
Good surprise for real estate loan applicants. Once again, real estate loan rates are falling and now stand at 3.84% on average over 20 years, compared to 3.89% a month earlier according to the broker Meilleurtaux. And some borrowers can expect even more attractive rates. If the average rate over 20 years is 4% at Empruntis, the broker displays a rate of 3.55% as the rate for the best profiles over this period. The difference between the average rates and the best rates negotiated by brokers is just as significant over the longest period, 25 years. Here’s what awaits you for your home loan.
Today’s price increase: this airline now charges for cabin baggage
If you travel by plane from time to time, you know: for several years, many low-cost airlines such as Ryanair or Easyjet have revised their policy on the possibility of taking cabin baggage with you free of charge. From Wednesday April 3, a new company will put an end to free cabin baggage. Find out which one.