he uses an original method to increase his intake

For the past few months and after years of almost “free” money, borrowing rates have been climbing steadily. If they remain relatively low, this significantly complicates the task of low-income households hoping to become homeowners. If in principle the banks compensate for the risk of default by higher rates, the usury threshold prohibits them from raising them beyond a certain point.

In Gironde, a 60-year-old man found himself unable to finance the purchase of the property he had been renting for four years. Incapacitated at 80%, his only income is the disabled adult allowance of 1,200 euros per month. Although housing is an excellent bargain (70,000 euros), no bank agreed to grant him a loan given his current low income. Especially since his forthcoming retirement will only guarantee him the minimum old age. His only solution was to present a substantial contribution. He therefore simply appealed to the generosity of Internet users.

A project for people with disabilities

The sexagenarian has launched a kitty on Leetchi, in order to raise 15,000 euros. His story moved several hundred people and received significant media coverage. End December, the goal has been achieved. “There is still a bank to convince, the kitty in contribution can only play in my favor »he explained, thanking the donors.

The project of this Girondin goes beyond the simple purchase of his house. It is for him to improve his daily life as a future retiree. It actually counts convert part of the purchased buildings into guest apartmentswith the main concern that they are suitable for people with reduced mobility. “I will also make sure it’s an open place and not just a soulless dormitory », he assures. And to add: “It is possible that part of one of the accommodations will be offered as a therapeutic apartment to structures with this type of request. Artist residencies are also possible. » The kitty will remain open until the end of January.