When faced with reckless spending, communication is key. Before considering taking legal action, it is important to openly discuss the issue with your spouse. Ask yourself. Why do these expenses occur? Are they related to an underlying problem, like stress or addiction? This way you can work together to find solutions.
Establish financial priorities between spouses to protect your family’s assets
In many cases, the problem can be resolved through open dialogue. Set clear budget limits and define common financial goals. A monthly budget and regular monitoring of your spending will allow you to examine each person’s spending habits in detail. You will see that by having clear goals, it will be easier to resist impulsive spending. Also encourage your spouse to learn more about money management, investments and the principles of saving. The more informed you are, the easier it is to make sound financial decisions.
Consider legal remedies to prevent spouse’s reckless spending
If communication does not resolve the issue and your spouse’s spending is putting your family’s assets at risk, you may want to consider legal recourse. In this case, you will have to contact the family affairs judge (JAF). However, it should be noted that the JAF will only intervene if its expenses are manifestly unreasonable and endanger your family interests. The JAF may in particular prohibit your spouse from disposing of your common or personal property in the event of addiction to gambling, drugs or alcohol. These measures are temporary and must be proportionate to the situation.