Insurers had already paid “more than 60 million euros” at the end of December to victims of the November floods in Hauts-de-France, France Assureurs said on Monday, confirming that households affected again in January would not have to pay. twice the franchise.
After the November floods which affected several hundred municipalities in the region, 98% of the expert missions were carried out at the end of December 2023, the professional organization specified in a press release. To this date, more than 60 million euros have already been paid to victims of these floods, representing on average a deposit of 2,600 euros per insured person affected, she added.
The Central Reinsurance Fund (CCR) had estimated at the end of November the cost of floods covered under the natural disaster regime in Hauts-de-France at 550 million euros, at least half of which it was responsible for.
The Minister of the Economy Bruno Le Maire indicated on Sunday that 50% of the victims of November had been compensated.
France Assureurs confirmed on Monday the minister’s announcements for victims of November who were again in January, in particular that they will not have to pay a second time the deductible provided for by the natural disaster regime, as requested. the president of the region Xavier Bertrand.
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The excess applicable in the event of a natural disaster is a maximum of 380 euros, according to Bercy.
Insurers are also committed to simplifying appraisal procedures and doing everything possible to facilitate policyholders’ procedures and respond to their needs as quickly as possible.