The record year of the LEP, the (many) hidden costs of real estate credit, the resistance of tobacconists to the bank card… Here are the 3 articles that you should read today on Moneyvox.
LEP: 485 euros and more for three-month periods
The Popular Savings Account had an exceptional year, in terms of collections and returns. Thanks to an average annual rate of 5.93% in 2023, a LEP managed by the cord will bring in at least 485 euros in interest, net of taxes, at the end of the year, a record! This remarkable performance is due to the maintenance of the high rate, but also the increase in the payment ceiling, which have made the LEP more attractive than ever.
Livret A, LDDS, LEP: how much interest will you really receive in 2023 with the new rates?
Real estate credit: bank charges that do not pass
4.5%, on average, for a 20-year loan: it has been a long time since property loans were expensive. And that’s without counting the additional costs. For example, application fees, on average 1800 euros for a loan of 200,000 euros. But that’s just the tip of the iceberg. From renegotiating a rate to changing the withdrawal date, nothing is ever free. The details of these hidden costs which end up weighing down.
Bank charges: here are the 5 most scandalous rates
Refusal of the bank card: tobacco shops are resisting
CB 30 euros minimum. These are the kind of posters that you still find hanging on the cash registers of certain tobacconists, notably in Paris. While the vast majority of small businesses now accept bank cards from one euro, tobacco shops are resisting. And it’s not because of a taste for cash. This is why tobacconists still refuse all credit cards.
How to get a free bank card?