La Banque Postale condemned for falsified transfers, disillusioned bank advisers who resign en masse, a vast real estate credit scam… Here are the 3 pieces of information for your money for this Monday, June 19.
La Banque Postale condemned after a rigged transfer
It’s an incredible story that dates back to 2015. A client couple of La Banque Postale asked for the sum of 100,000 euros to be transferred to their ING account in Belgium. Except that the money was transferred to an account that does not belong to them, because the IBAN provided was falsified. La Banque Postale refused to reimburse them, playing on the distinction between fake, from the origin and falsified order… As revealed The world, La Banque Postale was finally ordered by the Court of Cassation to return the money to the couple who were victims of this scam. A judgment which should facilitate the compensation of other individuals confronted with this type of scam. Explanations.
PEL: a transfer error causes a BNP Paribas client to lose 32,500 euros
A colossal damage for this real estate credit scam
Nearly 100 fraudulent real estate loans were granted by a bank for a damage estimated at 18 million euros. As revealed The Parisian this Monday, this scam was carried out with usurped identities. As a result, these pseudo-owners cannot resell the property they don’t really own. Obliged to repay the monthly installments of the credit, they often find themselves confronted with major financial difficulties, with the tax authorities also coming to claim their debt, starting with the property tax. What we know about this scam for which several people will soon be judged.
Why so many bank advisers slam the door
To say that the profession of bank adviser is in crisis is an understatement. More than half of employees resign after 5 years. But how to explain such a hemorrhage? Chronic understaffing, pressure on turnover, risk of lack of advice with regard to customers… The reasons are many. To better understand this situation, here is the testimony of Nathalie, a financial advisor for almost 30 years.
Internally, we are called salespeople… A young banker on the verge of resignation testifies