Late Christmas bonus, 2023 life insurance rates… The three news of the day for your money

What to do in the event of an unpaid Christmas bonus, a first 2023 rate for a life insurance contract and the difficulties of living without a physical bank card… Here are the three money news items for this Monday, December 18.

Today’s article: can we live without a physical bank card?

While BoursoBank now offers a bank account only associated with a virtual card, and mobile payments are progressing strongly in France, is it possible to do without a physical bank card? If doing your daily shopping poses no problem, other situations can become more complicated.

I never use my physical bank card… Can we live with a virtual credit card?

Question of the day: what should I do if I haven’t received the Christmas bonus?

Good news for just over two million households: the 2023 Christmas bonus has arrived! Thus, payments were made by Ple Emploi on December 13 for people receiving the specific solidarity allowance (ASS), the specific training solidarity allowance (ASS-F) or the retirement equivalent allowance (AER) . On December 15, CAF and MSA also paid the Christmas bonus to RSA beneficiaries. But then, what should you do if you think you are entitled to it but you have not yet received it?

Christmas bonus: what should I do if I have not received the aid paid by CAF and Ple emploi?

Today’s rate: 2023 life insurance reveals itself

The 2023 life insurance rate season has started. Like last year, the first rate to be announced is that of Milleis Vie, the insurance branch of the private bank of the same name. The fund’s remuneration in euros for Milleis Horizon Vie, Milleis Horizon Capi, Epargne vie Milleis, Capi Milleis and Barclays Prestige contracts is up 28% compared to 2022.

Life insurance: 2.75%, here is the first rate for the 2023 season

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