Let’s tear down walls and bring together what belongs together!

It is in the nature of things that worlds first emerge for themselves, before they move towards each other, sniff each other, cooperate and maybe even merge at some point. The crypto world is also on the threshold of becoming part of the payment and banking world. Or is it the other way around?

The team at paymentandbanking.com discovered the topic of crypto and blockchain a long time ago. Many of you insiders and experts may say “too late”, but we reply: “But not too late yet!” But why? And why us?

The answer is basically very simple: it is time to tear down the walls between the established payment-and-banking and crypto worlds. Too often there is still dogmatic discussion between the representatives of both sides instead of focusing on the needs of the users. Stop it! Very similar processes have already taken place in the payment and banking world.

New technologies are fundamentally driving change

When we were with paymentandbanking.com started, for example, the banking and payment worlds stood side by side and were promoted separately. Today, more than ten years later, various trends, techniques and regulatory adjustments such as psd2 have contributed to a fundamental change: Both worlds have long been closely linked and trends such as “Buy now, pay later” or “Request to pay” show it currently very strong.

The walls between fintech and banks were similarly high. Here, too, it was clear that things would be much better together in many areas. Of course, the cake can often only be distributed once, but often you can conjure up the better cake for the customer with better, new ingredients.

So why now also crypto? I expect a similar development in the coming months from the payment and banking and crypto worlds. I am convinced that both worlds benefit greatly from one another and can also learn from one another. The prerequisite is that the actors listen to each other and discuss instead of ignoring each other.

It is time for crypto to step out of the niche of the knowledgeable and the otherness and to find its way into the mainstream of customers. The established and the established can certainly help. Crypto has to take place where the customers are – the other way around, i.e. the customer is looking for crypto, works at the beginning, but is not sufficient for real scaling.

So let’s tear down the walls together and make crypto part of payment and banking, or vice versa, payment and banking part of crypto. I don’t care how around!

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