Bicycle bonus, fuel discount… to take advantage of these aids, it is better to hurry: they are only available until 31 December. The same goes for the exceptional release of your employee savings plan or for the transfer of your life insurance to a retirement savings plan (PER).
Bike bonus: until the end of December to buy an electric bike
Are you fed up with the car or the metro and want to switch to another type of mobility? Think of the electric bike! Until December 31 (the date of the invoice being taken as proof), you can benefit from a conversion bonus when purchasing or renting an electrically assisted cycle (VAE). The amount of state aid is fixed 40% of the acquisition cost, within the limit of 3000 euros, and subject to several conditions. For example, at the same time, an old diesel or petrol vehicle (car or van) must be scrapped. All the conditions are found on the site service-public.fr.
Up to 3000 euros in purchase aid: who is entitled to the new bicycle bonus?
End of the fuel discount for all
While she was from 30 cents per liter of fuel since April, the pump discount has passed 10 cents since November 16. But to take advantage of this discount, it is better to quickly go to the gas station. Because this discount for all will disappear on December 31, to make way for another more targeted aid. From January 16, 2023, the 10 million most modest workers will be able to apply for aid amounting to 100 euros to reduce their fuel costs. According to the government, this new aid represents a discount of around 10 centimes per liter at the pump for someone who travels 12,000 kilometers per year.
Fuel bonus of 100 euros, exceptional energy check… Will you get these new aids?
Unlock your employee savings plan until December 31
Among the different measures of the Purchasing Power Act, voted this summer, we find the possibility of unlocking employee savings. The workers who benefit from it can, until the end of December, withdraw their savings without reason, and this without waiting for the 5 years usually claims. To qualify, you can contact your manager or submit an online request. One thing to keep in mind though: you can only apply once, and it must be done before December 31st.
Exceptional release of employee savings: top start to withdraw your money before the end of 2022
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Life insurance and PER: last days to make a choice
Until December 31, holders of old life insurance contracts (more than 8 years old) can, if they wish, transfer their contract to a Retirement Savings Plan (PER). To do this, you must be under 57 and reinvest all of the sums on the life insurance contract in the PER. Why take advantage of it quickly? Until the end of the year, transferring the money from your life insurance to a PER allows you to benefit from a doubling of the tax allowance, up to 18,400 euros for a couple.
Life insurance: final deadline for transferring your contract to a PER