manager.one launches a biometric card for professionals

This is a minor revolution in the professional banking market in France: the nobank manager.one is today launching the first biometric card for professionals.

Paying by card without typing your code: a gesture now firmly rooted in the habits of the French. And the trend is accelerating. In 2020, the number of contactless transactions exploded from 40%, according to the annual report of the Observatory for the Security of Payment Means (OSMP). In total, 5.1 billion contactless payments were made, for an amount of approximately 80 billion euros.

At the same time, the fraud rate on this payment method has fallen 0.013%compared to 0.019% in 2019, i.e. approximately 1 euro of fraud every 7700 euros. Its lowest level ever, rejoiced Franois Villeroy de Galhau, Governor of the Banque de France. However, this figure could drop even further with the arrival on the market of a new generation of biometric cards.

Biometric card: what is it for?

Fingerprint replaces PIN code

Several banks already offer biometric cards to their individual customers, such as BNP Paribas and Crédit Agricole. teams of one fingerprint readerthe latter allow their owner to pay in store in a secure way, without entering a PIN code for amounts greater than 50 euros.

Now, professionals will also be able to benefit from this innovation, since the manager.one online bank has just started a experimentation around the biometric card. A first. The use of biometrics improves the security of our users and offers them a new experience in their act of purchase, declared Adrien Touati, Co-founder of manager.one.

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To offer this new service, the fintech teamed up with IDEMIA, the world leader inIdentity Increase. The card uses technology F.CODE second generation. No need to type in their PIN code, the bearer can validate the transaction by placing their thumb on the fingerprint sensor.

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