The fintech Mon Petit Placement announced this Tuesday, January 16, the creation of a new contract called Portfolio Plan B. Who says new contract says new fund in euros, whose yield reaches 3.70% in 2023.
Mon Petit Placement is launching a new contract: Portfolio Plan B. The fund in euros of this product, guaranteed in capital, is insured by La France Mutualiste and offered a return of 3.70% net of management fees for the year 2023.
A new fund in euros
Until now, the fintech’s online life insurance contract did not offer funds in euros. It is now possible to combine euro funds and units of account (UC) in order to benefit from possible additional gains with this new life insurance contract. As a reminder, units of account are risky investments, the capital is not guaranteed.
Plan B Portfolio is accessible through a initial payment of 300 euros and scheduled payments of at least 100 euros per month. No payment or arbitration fees are charged. The management costs amount to 0.77% for the Euro Portfolio Plan B fund and 0.50% for units of account.
My Little Placement counted, at the end of October 2023, 25,000 customers and 115 million euros of assets under management. The fintech will distribute in 2024, in addition to the new life insurance contract, the retirement savings plan (PER) from La France Mutualiste.
As a reminder, La France Mutualiste offered returns in excess of 3.50% on all of its life insurance contracts. The flagship contracts of the mutual insurer (Actpargne 2) increased by 2.11% 3.70% in 2023.
By collaborating with Mon Petit Placement, La France Mutualiste is integrating the fintech sector to offer a wider, younger and renewed audience, savings offers accessible to all. This defense of the power of savings for all has been at the heart of our mutualist mission since our creation 130 years ago, we can read on the Mon Petit Placement website.
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