What to declare in the event of withdrawal from your life insurance, a new development for the declaration of real estate wealth tax (IFI), the extension of waiting periods favored by the government to tighten insurance rules unemployment… Here are the 3 pieces of information for your money that you shouldn’t miss this Monday, April 29.
Life insurance and taxes: an update on what to declare
12… This is the number of boxes that you must check in your income tax return, if you have withdrawn money from your life insurance, in 2023. Whether the redemption is total or partial, there is in fact taxes on winnings drawn, at the time of withdrawal. Two possibilities: a total redemption will be taxed on the capital gain while a partial redemption, also taxed on the capital gain, but this time on a pro rata basis. Examples of calculations, procedure to follow, the benefits to which you are entitled, the details of the boxes look carefully… We take stock of what you need to know.
2024 taxes: pay attention to this new rule
This new rule concerns those who hold one or more real estate assets via a real estate company (SCI), a commercial company or even an asset holding company holding real estate (not exempt from IFI). The 2024 finance law imposed a change to the declaration of real estate wealth tax (IFI). If before, almost all of the company’s debts could be included in the deductible liabilities, since January 1, 2024, those which can be deducted from the basis are only the debts relating to the assets concerned by the IFI. We will detail what you need to do to avoid making an error in your declaration.
Unemployment insurance: towards an extension of waiting periods
Will the waiting period, that is to say the time between a dismissal (or a conventional termination) and the moment when a former employee can receive their compensation, be modified? In any case, this is one of the avenues favored by the government as part of the new unemployment insurance reform. Currently, this period is capped at 6 months. In the future, it could be eight months or even more. The measure should mainly affect executives as well as people who received high severance pay. Its application is scheduled for July 1. Find more information.