Payback American Express: Bonus on completion




The American Express card can be applied for independently of the current account in cooperation with Payback.

KThere are many redit cards, but now fewer and fewer cards with credit lines are actually free. One of them is the At theerican-Express card (Amex for short) from Payback: It is ideal as a card for online shopping and shopping in numerous stores. Do you think nobody will accept Amex as a means of payment? In fact, it has become a lot easier to pay with it in Germany in recent years. Whether Rewe, Edeka, Penny or Aldi all accept the card. Amex can also be used to pay at the dm drugstore as well as at Fielmann, IKEA, H&M, Media Markt and Saturn. Amex also offers a card with a search function, which shows which restaurants and shops accept the Amex card.

Credit card comparison: the best offers in the test

American Express Payback: Big Bonus!

That there is one bonus for applying for a credit card is often only the case with chargeable cards. But even with the free Amex card from Payback you get something for free in the form of Payback points. With 5,000 Payback points, there is currently a high premium: the equivalent of 50 euros. Incidentally, you collect additional Payback points with every card transaction and automatically take part in Payback. Practical: The Payback points can also be converted into Miles & More miles and used with the Star Alliance’s frequent flyer program, to which Lufthansa is also a member. Short-haul flights can currently be booked as awards from as little as 17,000 points. Those who collect for longer and get a good offer can fly to the USA in Business Class for as little as 55,000 points.

What does the American Express from Payback offer?

The American Express card from Payback is available independently of a current account. Customers do not pay an annual card fee and an additional card for the partner is free. Amex collects the invoice amount monthly from a current account of your choice; there are no additional costs for part payments. In the Amex app, you can always see how much money you have already spent with the card. You can also check your own credit line there, which Amex sets on a daily basis. If you also want to withdraw cash with a credit card, the American Express card from Payback is not suitable. You pay at least 5 euros for this and 4 percent of the amount withdrawn for larger sums. Outside the EU, the withdrawal does not cost a fixed fee, but a percentage of the amount withdrawn. You can find more details in our detailed guide.

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