8 explanations on your refused payments, property loan rates which continue to fall or the advantages and limits of active ETFs… Here are the 3 news of the day for your money.
Bank card: these 8 reasons that explain a refused payment
The bank card is the preferred means of payment for the French. But it is not infallible. Blank card, refused payment or incorrect code: when one of these messages appears on the payment terminal, anxiety quickly rises. In the worst case scenario, your account may have been hacked. But, generally, the origin of this rejection is less problematic and simpler to resolve. So, what are the 8 reasons that can explain your card being blocked? Discover them here.
Real estate rates: good news for borrowers in May
In May, do what you like! A saying that could well apply to borrowers, while property loan rates continue their widespread decline throughout France. Thus, the broker Meilleurtaux today reports an average rate of 3.69% over 20 years on average, compared to 3.84% last month. In May, most banks lowered their credit rates again, with rate reductions of 0.10 points on average, confirms the broker Vousfinancer. So how much can you borrow today? The answer in this article.
Stock market: the advantages and limitations of active ETFs
Do active ETFs speak to you? Investor enthusiasm for ETFs (Exchanged Traded Funds), also calls trackers, continues to progress. Given this enthusiasm, the offer has expanded significantly in recent years, with nearly 2,000 ETFs listed in Europe according to the ETF GI firm.
In this logic, certain tracker providers have developed so-called active ETFs. These are always funds listed on the stock exchange, which replicate, on a day-to-day basis, the performance of a stock market index, both up and down, but with the possibility of favoring certain values or excluding others. Should we trust it? Do they have limits? Here is all you need to know.