These are not the cheapest vehicles to insure but the French brands Peugeot and Renault are popular on the French market. Out of 10 models, these two big names in the automobile industry occupy 9 places in the Top most insured cars in France.
French drivers mainly drive… nationally manufactured cars! The Top 10 most insured cars in France are almost exclusively national, only Ford places its Fiesta in 9th place. For the rest, Peugeot and Renault take the lion’s share. The first city even positions three models on the podium: 206, 207, 308. This table was established using the MoneyVox Market Intelligence tool, which analyzes the database of the broker Meilleurtaux and its million quotes issued since the start of the year. ‘anne. As a reminder, in France, you have to pay 630 euros on average to insure your vehicle in 2023compared to 611 euros last year.
An amount lower than those proposed, on average, for the most insured models in France. Thus, the Peugeot 206 costs 859 euros per year insurance, or a little more than 71 euros per month. The most expensive model in this Top 10 is the Clio IV from Renault, which is insured on average for 1119 euros per year, or more than 93 euros per month. In contrast, the Clio I costs 744 euros per year, on average.
| Model and brand of most insured vehicles in France | Average annual amount of car insurance premium |
|---|---|
| 206 – Peugeot | 859 euros |
| 207 – Peugeot | 970 euros |
| 308 – Peugeot | 958 euros |
| Clio III – Renault | 958 euros |
| 208 – Peugeot | 1109 euros |
| Clio-Renault | 744 euros |
| Clio IV – Renault | 1119 euros |
| 307 – Peugeot | 762 euros |
| Fiesta-Ford | 824 euros |
| C3 – Lemon | 808 euros |
Source: MoneyVox Market Intelligence – October 13, 2023
Increases coming in 2024
According to a previous Top 10, with an annual bill of 666 euros on average per year, the Dacia brand is the best priced on the French market. The Asian brands Kia (South Korea) and Suzuki (Japan) complete the podium with an annual bonus of 838 and 846 euros per year respectively. In the same study, Peugeot and Renault are on average above 1000 euros per year.
Dacia, Kia, Suzuki… The top 10 cheapest car brands to insure
In 2024, experts expect increases in the average amount of car insurance premiums. Next year, the Reassurezmoi barometer anticipates an increase of 8.24%. These price increases are justified by the rising prices of spare parts (+8% over one year), automobile repairs (+3.5% over one year) and climate losses.
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In 2023, the French spent on average 2,822 euros on essential insurance, namely mutual health insurance, home insurance and car insurance.