A post on Facebook highlights a growing scam. Fake Crédit Agricole advisers call customers and manipulate them into emptying their bank accounts.
The technique used by cybercriminals is quite classic, but devilishly effective. The scammers first collect as much personal data as possible through a phishing campaign. Once this is done, one of them calls the people who provided their banking information by email, and pretends to be a Crédit Agricole bank adviser. He supposedly wants to secure the client’s account.
To read – Phishing: hackers pretend to be the Banque de France!
To give his potential victim confidence, the cybercriminal shares the details he has at his disposal, namely the name of the official bank advisor, account numbers, and even their balances. The interlocutor seems very credible, there is therefore, a priori, nothing to worry about. If he does not ask for any secret code, he just asks that you add a beneficiary to your account and that you communicate to him the securicode received by text message in response to this operation. If, unfortunately, you do what is asked of you, the hacker promptly creates a new beneficiary on your account and hastens to transfer all of your assets.
Hackers pose as well-meaning advisers
This technique is increasingly common. The Facebook post that first reported it was from early October, and it has been shared over 107,000 times. According to experts, Crédit Agricole customers are not the only ones targeted by this type of scam. Phishing campaigns target customers of all banks without discrimination.
Banking protection devices are ever more draconian. Hackers are adapting and always going further. They always find new techniques to trap us better. Some pretend to be web police through fake websites, others exploit a flaw in the Windows calculator. According to the Observatory for the Security of Means of Payment, the simplest and most direct technique, customer manipulation and identity theft are increasingly common and sophisticated.