Potential savings on premiums – a new health insurance company could be particularly worthwhile in 2023 – News




Potential savings on premiums – a new health insurance company could be particularly worthwhile in 2023 – News – SRF

























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  • If you switch health insurance companies, compulsory basic insurance could become cheaper for many in the next year.
  • The average savings potential is CHF 428 per person per year.
  • This is the result of a study by the online comparison service Moneyland.

Moneyland writes that if all Swiss people switch to the health insurance company that is cheapest for them, they could save around CHF 3.7 billion in premiums. In fact, however, less than ten percent of the insured should actually change the fund, according to the comparison service.

Higher savings potential than in previous years

According to the study, the savings potential through a change of supplier and model for the coming year will be higher than in previous years. Young adults can save the most, on average 529 francs. For children it is 215 francs.

Broken down by canton, the potential savings are greatest in Ticino at CHF 612. The people of Ticino will suffer from an above-average increase in premiums in 2023. You could cushion this with a change of insurer.

The average savings potential by changing health insurance for adults is lowest in the canton of Appenzell Innerrhoden with 257 francs per person and year, followed by the canton of Uri with 295 francs. A lot of money can also be saved by changing the model within a health insurance company, according to Moneyland.

What to consider when changing


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KEYSTONE/Christian Beutler

Anyone who wants to change health insurance in view of rising premiums must cancel their current health insurance policy by November 30th. The Federal Office of Public Health (BAG) recommends giving notice of termination in writing and sending it by registered mail or by A Mail Plus.

In this way, the insured person has proof of the shipment in their hands, writes the BAG in a fact sheet on changing health insurance companies. It also advises sending the notice of termination no later than two weeks before the end of the notice period and registering with another health insurance company at the same time.

It is not necessary to obtain an offer from the new health insurer before switching health insurers.


This morning, October 19, 2022, 6:00 a.m.;



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