Increase in the basic pension ceiling, new features for HSBC bank customers, tax advantages for owners… Here are the three money news items for Friday October 20.
Retirement pension: the maximum ceiling revised upwards
When we talk about overall retirement, that is to say the accumulation of the basic pension and the supplementary pension, there is no maximum amount. On the other hand, for the basic pension, there is indeed a maximum amount which depends on the social security ceiling. Good news: the latter will increase by 5.4% on January 1st. New maximum pension amount of the general regime will therefore rise 1932 euros in 2024, compared to 1833 euros in 2023). Explanations.
Expected change for HSBC customers
HSBC will cease its personal banking activity on January 1, 2024. This is the banking group My Money Group, under the brand Commercial Credit of France (CCF), who takes it back. The 800,000 customers affected will have to face certain changes.
Customers will have a new IBAN and a new RIB which they will receive in December. A CCF bank card will replace that of HSBC, when it is automatically renewed and a CCF checkbook must be ordered. This is what HSBC has just announced to its customers by email.
60% tax reduction for owners who sell their land
Owners who sell their building land located in zone A (the Paris region and in large urban areas), in extended zones (A bis) and intermediate zones (B1), will benefit from a new exceptional tax reduction of 60% on the most -values. This rate may even be increased to 75% under certain conditions.
But be careful, not all owners are affected. To benefit from this, construction projects on these lands must be buildings with more than two dwellings partially or completely superimposed. Find all the information relating to this new tax advantage here.