New SCPI models, what you need to do to obtain credit, figures on MaPrimeRnov’… Here are the three money news items for this Thursday, November 16.
Today’s article: the SCPI revolution without entry fees
Since 2019, four SCPIs without entry fees have appeared. And while many SCPIs are experiencing a strong correction in the wake of real estate, the new arrivals will have collected more than 400 million euros in 2023. A sign that this financial innovation is attractive. If it works, it’s because it acts as a small revolution in the cozy world of stone and paper. We tell you.
The question of the day: how far to go for your property loan?
Good morning. To obtain a real estate loan, the bank requires bank domiciliation, life insurance, home and car insurance, and so on. Does she have the right? This question, asked by a reader, comes up frequently at MoneyVox. If the bank cannot theoretically require the borrower to domiciliate their income or subscribe to other products, the reality is sometimes more complicated. Explanations.
The figure of the day: MaPrimeRnov’ barely attracts
300 million euros of unused credits, out of 2.4 billion euros, for MaPrimeRnov’ in 2023. Or 8% of the allocated envelope not used. A lack of enthusiasm which raises questions, while the stated objective is 200,000 overall renovations for 2024 (compared to 66,000 in 2022 and around 90,000 in 2023). So why do the French hesitate before embarking on a renovation project? response elements.