If you have a second home, you may have transportation that is only used occasionally, if at all. Or, you prefer to take public transport or the bike. Insurance for this vehicle then seems useless. But be careful, it is not possible to cancel all insurance.
Your vehicle is unused, but still roadworthy
If your vehicle is in perfect working order, but you choose to no longer use it, then you need to insure it. Any private car – utility vehicle or without a license, two or three wheels, quad even unapproved, and self-propelled lawn mower (with a seat) – must be insured at least for civil liability. If you are checked in an uninsured vehicle or if it is parked on a public road and the police find a lack of insurance, you risk a fine of up to 3,750 euros. You may also be sentenced to community service, day fines or even a suspension of your driving license. To avoid these disappointments, be aware that most insurance companies offer reduced price contracts for vehicles that are no longer running.
Your vehicle is no longer roadworthy: what about insurance?
If your vehicle is unable to be driven, you are not required to insure it. This can follow a road accident, but not only that. For a means of transport to be considered unfit to take the road, it must be missing essential elements, such as the wheels, the battery or even the fuel tank. If you are ever checked for this vehicle, you will have to provide proof that it is no longer able to be driven, to avoid fines due to a lack of insurance and the convictions cited above. In any case, if your vehicle, which is no longer roadworthy, causes damage, you are responsible.
Read also :
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