(Boursier.com) — The year 2023 was marked by persistent inflation and high interest rates then a significant drop in the last quarter. In this context, Suravenir, the life insurance and provident insurance subsidiary of Crédit Mutuel Arkéa, is once again posting rising returns this year for its euro funds open to marketing.
Interest rates remained at a high level in 2023, before falling significantly from October. The upward phase favored long-term bond investments and therefore benefited euro funds. Thus, for the second year in a row, Suravenir is delighted to offer increasing rates of return on its euro funds.
Suravenir has increased the rates of return on funds in euros available within consumer contracts distributed by the Crédit Mutuel Arkéa federations and heritage contracts by +0.50% compared to 2022. Consumer contracts thus display a net rate revaluation of 2.20% unconditionally (2.50% under arbitration mandate) and asset contracts display a net rate of 2.50% and up to 3.20% if the condition in units of account is completed. On the internet, the net rate of Suravenir Opportunities 2 also reaches 2.50%.
Anxious to help its policyholders maintain their purchasing power and with the aim of promoting collection of its funds in euros, Suravenir has offered various commercial bonus operations during the year 2023. Customers having benefited from the accumulation of offers on outstandings and on payments were able to benefit from a rate served in 2023 of up to 4.20% net.
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