10.7 million households, out of nearly 39 million households in total, are deducted by the Directorate General of Public Finance from their bank account on Monday. The amount appears on your last tax notice, received in August: this is the income tax balance to be paid in 2022. But if your balance exceeds 300 euros, the note is automatically spread over 4 months.
The code has changed. Until 2018, the month of September was the month for the payment of income tax as a whole. This principle is a thing of the past: now in September you are only supposed to settle what is left, the margin.
A balance taken on Monday for 10.7 million households
Since the entry into force of the deduction at source, the summer divides tax households into three categories: those who have nothing to pay, those who benefit from a refund, and those who must pay a balance. Why? During 2021, you are debited each month at the source: on your salary, your pension, your bank account, etc. The tax administration tries to levy as accurately as possible, thanks to an up-to-date levy rate. In the spring of 2022, you declared your exact income for 2021: the Directorate General of Public Finances (DGFiP) then calculates the euro close to what you have paid too much… or what you still have to pay. In the middle of summer 2022, the DGFiP reimburses the overpayment, or take in September what remains to be paid.
This year, 10.7million tax households have a rest pay, for a total of 22.5 billion euros to be paid in addition to the withholding tax. Thus, these nearly 11 million households have an average balance of just over 2100 euros settle. Do not panic! This amount is an average. According to a study unveiled by the DGFiP last June, the large balances to be settled are largely explained by significant increases in income (+50% over one year) which had not been anticipated. Clearly if your income has increased in 2021 and if you have not adjusted your deduction rate.
Your balance? It is clearly displayed on the first page of your 2022 tax notice, received by post in August or early September, or available in your private space on impots.gouv.fr. The amount of income tax to be paid is entered under the heading amount you still have to pay.
Tax notice: the keys to understanding your 2022 taxes
Why does the charge not correspond to the amount you still have to pay?
It all depends on how much money you have left to pay. Is the balance to be paid less than or equal to 300 euros? The sample is taken all at once, this Monday, September 26.
The amount appearing on your notice exceeds 300 euros? In this case, the DGFiP will automatically debit you in 4 instalments, in order to soften these end-of-year payments. A first debit is made from the bank account you provided to the tax authorities on September 26, then the following ones, for the same amount, on October 27, November 25 and December 27, 2022. Result, if you have a balance close to the average amount, of 2100euros, then you will be deducted 525euros each month from September to December. And if your balance is 400 euros, the levy thus calculated will be 100 euros over 4 months. This is why you escaped a too large payment this Monday, September 26th.
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Income tax balance 2021
In order to avoid any misunderstanding or fear of fraud, the Public Treasury plays transparency by communicating all the information relating to this payment. The creditor appearing on your account statement will be DIRECTION GENERALE DES FINANCES PUBLIQUES, and the wording on the following model: SOLDE TAX REVENUS 2021 INVOICE NUMBER XXX The number XXX will correspond to the invoice number entered under your references on your notice of payment. taxation.
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