Tag: Borrower insurance
CNP Assurances facilitates access to breast cancer patients in remission
CNP Assurances announced on Tuesday the elimination of additional premiums and exclusions in borrower insurance for people who have overcome breast cancer, a measure which should concern at least a…
lying about your borrower insurance can cost you dearly
When taking out a real estate loan, you are almost always invited to take out borrower insurance. The cost of this varies depending on your age, your health or your…
Real estate loan, rates, savings… Behind the scenes of negotiations between banks and customers
At the end of her mandate, Corinne Dromer takes stock of her seven years at the head of the CCSF, where she led the debates between representatives of banks, insurers…
be careful, these warranty exclusions can cost you dearly
If loan insurance, supposed to protect the borrower when taking out a real estate loan, is today a quasi-obligatory condition for obtaining financing, certain sometimes unknown exclusions can be sources…
this perverse effect which prevents you from making savings on your loan
Coming into force in the summer of 2022, the Lemoine Law should greatly facilitate the change of mortgage insurance for borrowers. 18 months later, it is clear that certain difficulties…
Is the end of the health questionnaire really a good deal?
While the Lemoine Law, implemented in the summer of 2022, removed the health questionnaire for certain borrowers looking for a home loan, the first conclusions a year later are very…
Has the Lemoine law disrupted the borrower insurance market?
The Financial Sector Advisory Committee (CCSF) on Monday gave a very positive assessment of the Lemoine law, which comes into force in mid-2022 and allows real estate borrowers to change…
Christmas bonus, borrower insurance, carpooling bonus… The 3 money news of the day
A bonus to claim for the Christmas bonus, better coverage for parents of sick children, a bonus of 100 euros renewed in 2024… Here are the 3 essential money news…
a tremendous advance for parents of seriously ill children
In a decision of December 13, the Financial Sector Advisory Committee (CCSF) unanimously adopted an opinion by which insurers undertake to provide a family assistance guarantee in at least one…
Who must repay the credit in the event of death?
By taking out a real estate loan, the borrower undertakes to repay the bank. But what happens if the latter dies before the end of his repayment? If you have…
the French start-up Luko in difficulties
The French insurance start-up Luko, in serious financial difficulty, was placed in receivership on Monday by the Bobigny commercial court, AFP learned on Wednesday from the court, confirming information from…
the financial policeman confirms that there is a problem
An opaque product, sold without advice and often too expensive, which mainly benefits the banks and insurers who distribute it: this was, in essence, the conclusion of our investigation into…