“The increase in the frequency of floods and droughts can weaken the financial balance of the regime”

In the 1980s, climatic claims (floods, drought, storms, hail, etc.) represented one billion euros per year, according to the France Assureurs federation; since 2016, this average annual cost has reached 3.5 billion euros. The bill could double in the next thirty years, to reach a cumulative amount of 143 billion euros. The nature and accumulation of risks make some people fear a destabilization of the insurance model itself.