Financial independence remains an important issue, particularly for women in heterosexual relationships. If laws have been put in place to promote it, there are simple ways to preserve financial harmony between the couple.
Money can be a source of tension in the relationship, even violence. According to an Ifop survey published last October, 41% of women who have been in a relationship have been victims of at least one form of economic violence. According to the barometer established by Les Glorieuses and the financial consulting and education company Oseille & Compagnie, this can involve a disadvantageous marriage contract, refusal to pay alimony, or even total or partial seizure of one’s partner’s property.. In her story about the abusive relationship she experienced with her ex-husband, the writer Alice Davril revealed, for example, that the latter prohibited her from having a bank account and a credit card.
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The magazine Current wife recalls, however, that several laws have been passed to promote the economic independence of women, the latest being the deconjugalization of the allowance for disabled adults (AAH). But there are also ways to establish a framework and monitoring of expenses within the couplewhile maintaining its financial autonomy.
Separate bank accounts
Asked by Current wifenotary Estelle Amram, founder of the association of women notaries Notarielles, firstly recommends that members of a married or civil partnership couple keep their bank accounts separate. According to her, it is above all a question of“a pledge independence and autonomy“.
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However, having a joint bank account can be a good idea for household expenses. Have separate accounts “does not prevent you from having a joint account in which the sums necessary for current household expenses (children’s expenses, rent, etc.) are transferred“continues Estelle Amran.
Master your heritage
For Estelle Amran, it is also essential to “gprovide access to all banking and financial access codes And control of one’s assets and income. Indeed, one of the elements of economic violence between a couple is the monopolization of financial powers by the other.”.
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Thus, each member of the couple must have a right of inspection “on all major investments and purchases. Everyone must get into the habit of contributing to wealth expenses and not just daily household expenses.”. This allows to prevent the risk of losing your financial autonomy or the management of one’s assets and, ultimately, control over one’s future.
Journalist
Passionate about writing, Floréane is interested in a wide variety of subjects. When she is not writing about current affairs, the environment or gender issues, she takes refuge under a blanket…