Every year, many individuals are victims of bank data fraud. According to a study by the French Banking Federation, it sometimes happens that the French lack vigilance. Here are the bad habits to avoid so as not to be fooled.
Bank fraud is wreaking havoc, like this direct debit scam that has claimed many victims in recent days. In this context, the French Banking Federation (FBF) has just published a study on the protection of banking data. And according to her, if the French generally pay attention to their banking data and know the good practices, “it sometimes happens to them to lack vigilance which leads them to put themselves in danger”.
In this survey of 4,005 people (1), 84% of respondents say they choose a specific password for their online account, 71% consult their bank’s security instructions and 68% contact their bank if in doubt. “The French have acquired good practices in the protection of their bank data”, estimates the FBF.
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National awareness campaign
However, she believes that they sometimes still adopt bad reflexes: 45% of respondents have already registered their bank details on a website for future purchases32% have already connected to their remote service from an SMS or email, 32% have already sent their bank details by email to a loved one and 20% have already sent their bank details to of an email received.
In order to alert the French on the protection of their bank data, the FBF has also deployed since April 22 a national awareness campaign in the media.
“Never give out your codes, passwords and bank identifiers, even to your bank”
“Good practices concerning the security of bank data are generally integrated by the French. However, attempts at fraud are more and more frequent and more and more sophisticated, in particular with false advisor fraud. In order not to be a victim of these frauds, a reflex to adopt: never give your codes, passwords and bank identifiers, even to your bank, which will never ask for them”, underlines Maya Atig, director general of the Banking Federation French.
A false adviser scam that is growing and whose damage often exceeds 10,000 euros for the victims. And most often, the latter come up against the refusal of their bank to reimburse them.
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(1) Study “The French, their bank, their expectations” by the French Banking Federation carried out for the 4th year with the IFOP among 4,005 people aged 18 and over on payment and data security issues, conducted online from December 6 to 15, 2022.