Retirees have the possibility of supplementing their pension with various forms of assistance. However, many are little known. To improve your quality of life and live more comfortably in your retirement, here is some information to know about these forms of assistance that you can claim to supplement your pension.
Whether you are approaching retirement or already retired, it is important to know what your rights are, particularly financially. If the retirement pension is systematic, the latter is often insufficient to cover all needs. It is therefore generally necessary to resort to aid to supplement your retirement pension. What are these aids, and how can you benefit from them?
There are several aid devices (some of which are little known!) to supplement a small pension. This assistance is essential to have better living conditions, and especially to cover the needs of people in precarious or disabled situations who need assistance. Anyone over 60 can therefore claim the assistance provided by pension funds, and there is even specific assistance aimed at certain age groups.
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What income can you expect when you retire?
Retirement requires preparation! From your first years on the job market, it is strongly recommended that you start contributing to accumulate enough capital to meet your needs. Indeed, pensioners’ income are often low, and it is better to prepare for them. Retirement is calculated taking into account age at retirementthe length of the career and the income received during the period of professional activity.
A person who has hardly ever worked is also entitled to a basic pension. Contributions are then made through the old-age insurance of the parents at home, through registration as unemployed to be able to validate 6 retirement quarters or by voluntary contribution to retirement insurance. It should be remembered that even a single retirement quarter acquired by working is sufficient to claim a pension, except that the latter will be very low.
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What assistance is available to supplement a retirement pension?
There are several financial aid for retireesand many people are not aware of pension supplements. All the financial aid aimed at retirees and offered by the supplementary pension fund help prevent loss of autonomy, respond to emergencies, etc. It can therefore be extremely useful to know what these aids are, the aim of which is to increase the amount of your basic pension.
Whether you are at home or in a retirement home, there are different adapted social assistance. In case of low resources, you can for example apply for the ASI (supplementary disability allowance) or the ASPA (solidarity allowance for the elderly). The best thing to do is to seek advice from a specialist organisationwho will be able to direct you to the assistance best suited to your situation. However, you should know that whatever your situation, you cannot combine assistance from the pension fund with other allowances for the same type of service.
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