These online banks charge you in case of inactivity, pay attention to the bill

This is an inactivity fee, a charge that deserves special attention if you’re looking for an online bank. Despite free plans with advantages such as bank cards without monthly fees, some establishments charge you in the event of inactivity as explained West France.

Fees for inactivity for a month

If the bank card is not used for a defined period, generally one month, the account is charged. Banks seek to build customer loyalty but above all to avoid opening an account motivated by welcome bonuses.

The amount of fees varies depending on the bank and the type of card. Fortuneo charges you €3 and €9 per month, respectively for the MasterCard Fosfo and MasterCard Fold offers, in case of inactivity for a month.

As for BoursoBank, it’s €5 and €9 per month for the Visa Welcome and Visa Ultime offers, under the same condition of one month without any transaction on your part. However, holders of dematerialized PVC cards are exempt from inactivity fees for this online bank.

For Hello bank!, it’s €3 per month for the Hello One package. Good news: a withdrawal is considered a transaction, like bank card payments.

So how can you avoid these fees? Easy, a monthly operation. The best thing is to make it your main or secondary account. Otherwise, it is especially recommended to turn to the entry-level offers of certain online banks which allow you to benefit from all the advantages of these establishments without regular use.